Buying Your Next Home

Estimate your position when upsizing or moving — general guidance only.

Your current home

Tell us about your existing property so we can work out what equity you'll walk away with.

Property value
$
Mortgage details
$

Costs to sell

These costs will be deducted from your sale proceeds. We've pre-filled typical estimates — adjust to suit your situation.

💡 Selling costs typically range from 2–5% of your sale price. These are estimates only.
Agent & marketing
$
$
Legal & settlement
$
$
Other selling costs
$
$

Your new home

Tell us about the property you're buying and the associated costs.

Purchase price
$
$
Auto-calculated — you can edit this
Buying costs
$
$
$
$

Your results

Here's a snapshot of your financial position when buying your next home.

Estimated profit available
$0
Profit available after selling costs & mortgage payout
New Loan Needed
—
Approx. borrowing required
Estimated LVR
—
Loan-to-Value Ratio
Sale proceeds breakdown
Sale price—
Mortgage payout—
Selling costs—
Net profit—
Purchase costs breakdown
Purchase price—
Stamp duty—
Conveyancing—
Council fees—
Building & pest—
Lender fees—
Total buying costs—
Book here →
General guidance only. This calculator provides estimates based on the inputs you provide. Stamp duty is estimated for Victoria — other states will differ. Costs, valuations, and lender assessments may vary significantly. Results should not be relied upon as financial advice. Always consult a licensed broker before making financial decisions. Home of Inspire | Credit Representative 507978 under ACL 389328.